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Poll: Have you made financial plans/preparations for retirement? Аўтар тэмы: ProZ.com Staff
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This forum topic is for the discussion of the poll question "Have you made financial plans/preparations for retirement?".
View the poll results »
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Mary Worby 
Вялікабрытанія
Local time: 15:30
Член
нямецкая → англійская
+ ...
| Voted 'other' | May 21, 2012 |
Because, once again, there is no option for just plain no. I haven't yet, I like to consider I'm still young, but I will at some point, obviously!
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I made the plan, signed a contract, payed contributions 2 times and... tadada! the company I signed the contract with became suddenly bankrupt.
I managed to receive my money back.
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David Wright
Аўстрыя
Local time: 16:30
нямецкая → англійская
+ ...
| Not much choice | May 21, 2012 |
It's getting too damned close - so yes, I have made preparations (also encouraged to do so by tax breaks for certain invetsments for retirement)
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Thayenga
Германія
Local time: 16:30
Член (ад 2009)
англійская → нямецкая
+ ...
I haven't made any preparations for retirement, basically because I most likely will not retire.
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Marjolein Snippe
Нідэрланды
Local time: 16:30
Член (ад 2012)
англійская → галандская
+ ...
| a very meagre retirement... | May 21, 2012 |
I make monthly payments into a type of private retirement plan. If I don't increase these it will be a very meagre retirement - but I still have many years of working life in front of me so I am not too concerned yet.
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Allison Wright (X)
Партугалія
Local time: 15:30
| Inadequate ones | May 21, 2012 |
Efforts continue to improve the situation. I do not envisage retiring for at least another 20 years, by which time I may have perfected the art of living on love and fresh air.
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neilmac
Іспанія
Local time: 16:30
іспанская → англійская
+ ...
Other than keep on working until my faculties fail me or I drop down dead, I have no retirement plans. Anyway, it is now far too late for me to consider anything.
When I was younger I never really looked to the future and after a couple of company pension plans I was in when working for local authorities went bust, I decided not to bother looking elsewhere. I have little or no state pension entitlements either in UK or Spain, and it/they would be a pittance anyway. So here's hopin... See more Other than keep on working until my faculties fail me or I drop down dead, I have no retirement plans. Anyway, it is now far too late for me to consider anything.
When I was younger I never really looked to the future and after a couple of company pension plans I was in when working for local authorities went bust, I decided not to bother looking elsewhere. I have little or no state pension entitlements either in UK or Spain, and it/they would be a pittance anyway. So here's hoping I can manage to keep going.
The situation is different for people who don't like their job, but as it stands translating is one of my favourite activities so I don't feel I want to give it up anyway.
PS: I never really believed in buying property on a mortgage or loan basis either, so I have no assets to fall back on. Then again, I have no debts either, which helps me remain relatively stress-free despite all the current doom and gloom
[Edited at 2012-05-21 10:36 GMT] ▲ Collapse
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Madalena Ribeiro
Local time: 15:30
Член (ад 2007)
англійская → партугальская
+ ...
Yes
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Interlangue (X)
Ангола
Local time: 16:30
англійская → французская
+ ...
From the very first day I started working: the state scheme is compulsory here.
I've been working for 37 years but will not be entitled to enough to live decently, so I started a private scheme when I began translating part time and added another when I switched to full time. Those savings cost a awful lot but they are tax deductible to a certain extent.
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Michael Harris
Германія
Local time: 16:30
Член (ад 2006)
нямецкая → англійская
| Yes, as a must | May 21, 2012 |
Of course, and I am sorry, I you are self employed and do not make sure you get a private pension, then there is something wrong with your business plan.
I do not want to sleep under a bridge when I retire.
Private pension and paying off my flat.
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William Murphy
Італія
Local time: 16:30
Член (ад 2009)
італьянская → англійская
+ ...
| Other - what would I do then? | May 21, 2012 |
neilmac wrote:
Other than keep on working until my faculties fail me or I drop down dead, I have no retirement plans. Anyway, it is now far too late for me to consider anything.
The situation is different for people who don't like their job, but as it stands translating is one of my favorite activities so I don't feel I want to give it up anyway.
I feel exactly like Neil does about this.
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Sonia Hill
Вялікабрытанія
Local time: 15:30
італьянская → англійская
| Yes, but only to some extent | May 21, 2012 |
I'm paying into a private pension. However, the amount I'm paying in is not really enough and I will need to have other forms of income too. I'm still fairly young, so I guess I have at least another 30 years of work ahead of me, which hopefully gives me enough time to get everything into order.
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Interlangue (X)
Ангола
Local time: 16:30
англійская → французская
+ ...
neilmac wrote:
The situation is different for people who don't like their job, but as it stands translating is one of my favourite activities so I don't feel I want to give it up anyway.
PS: I never really believed in buying property on a mortgage or loan basis either, so I have no assets to fall back on. Then again, I have no debts either, which helps me remain relatively stress-free despite all the current doom and gloom [Edited at 2012-05-21 10:36 GMT]
I cannot agree with that! Things are different also for people who love their job but have the responsibility of a growing child and want to take him/her through higher education no matter what!
If I had not bought a house when I was able to, and paid it off by now, I could not afford more than just one room in (a small) town today: the price of housing has more than doubled in 20 years, rents nearly tripled, not to speak of the price of basics or taxes. Earnings never keep up!
I do not want to give up translating, but I may have to, some day – for health reasons for instance. I do not want to depend on charity, public or private.
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inkweaver
Германія
Local time: 16:30
французская → нямецкая
+ ...
| No need to be sorry | May 21, 2012 |
Michael Harris wrote:
Of course, and I am sorry, I you are self employed and do not make sure you get a private pension, then there is something wrong with your business plan.
I do not want to sleep under a bridge when I retire.
Private pension and paying off my flat.
If your plans actually always work out, count yourself lucky.
I don't think anyone would want to sleep under a bridge, but I found that things in our business are pretty unpredictable and I wouldn't want to invest in a pension plan that won't let me withdraw my money if I needed it or only with a huge loss.
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